Your complete financial life. Organised, protected, and always clear.
Rawa connects your NZ banks, KiwiSaver, investments, and insurance in one clear dashboard — so you always know where you stand, and the people you love are protected if you ever can't be there.
Used by NZ families to stay on top of their money — and protect what matters most.
Most Kiwis manage their money across five or more apps. Rawa pulls it all into one place — so you can see your real financial position every day, make better decisions, and know that if anything ever happens, the people you love won't be left in the dark. Clarity now. Protection always.
Your financial life, secured for the people you love
You use Rawa every day to track your money. Designate a trusted contact — your partner, a family member, or a solicitor — and Rawa handles the rest. If something ever happens, they have a private link to request access. After your chosen waiting period, they receive a complete read-only view of everything: accounts, KiwiSaver, investments, insurance policies, and documents. Nothing can be moved. Everything is visible.
How it works
1. You designate a contact
Enter their name and email. Rawa sends them an acceptance email explaining the role.
2. They confirm they accept
They click Accept — their private emergency access link is emailed to them to store safely. If they decline, you're notified immediately.
3. In an emergency, they request access
They use their link to submit a request. You receive an immediate alert and have your full waiting period to deny it.
4. Read-only access is granted
After the waiting period (default 7 days), access is granted automatically. They can view everything — but cannot move, change, or delete anything. All access is logged.
- Configurable waiting period (1–30 days) — you retain full control
- Contact must confirm before any access link is issued
- Immediate grant option if you choose to share now
- Access expires automatically after 30 days
- Full audit log of every action taken
- Works for couples, families, sole traders, solicitors, and estate planners
Emergency Access Granted
Read-only · Expires in 28 days · example data
All activity logged · Account holder notified · example data
Email Import
Forward to docs@import.rawa.kiwi · example
Email received from AA Insurance
Subject: Your 2026 renewal — Home & Contents
Attachments: policy_schedule.pdf, invoice.pdf
AI extracts & classifies
Policy details extracted · renewal date tracked · example data
Forward an email. Everything else is automatic.
Every Rawa account gets a unique import email address. When you receive a policy renewal, a bank statement, or any document worth keeping — forward it. Rawa reads the attachments, extracts the details using AI, and files everything in the right place automatically. No logging in. No uploading. No manual data entry.
Insurance schedules are read and added to your policy vault with all details extracted. Other documents are classified and stored. You receive a summary email confirming what was saved.
- Your unique import address — forward from any email client
- AI reads and classifies attachments automatically
- Insurance schedules extracted — insurer, policy number, coverage, premiums, renewal date
- Other documents classified and saved to your vault
- Summary email confirms everything that was processed
- Works from Gmail, Outlook, Apple Mail — any email client
Zero Knowledge Vault
Encrypted in your browser · we can't read it
Server stores only ciphertext · passphrase never transmitted · example data
For the information only you should ever see.
Some information needs more than standard cloud security — account credentials, access codes, safe combinations, PIN lists, estate passwords. Rawa's zero knowledge vault encrypts everything in your browser using AES-256 before it ever leaves your device. We receive only ciphertext. We can't read it, can't be compelled to hand it over, and can't recover it if you lose your passphrase.
This is security over and above what standard document storage provides — use it for anything you'd otherwise keep in a physical safe.
- AES-256-GCM encryption in your browser before upload — we only store ciphertext
- Your passphrase never leaves your device
- Recovery hint stored separately for your trusted contact
- Trusted contacts can decrypt and download during emergency access
Never lose track of what you're covered for
Most NZ households spend $5,000–$10,000 a year on insurance. Most couldn't tell you their renewal dates, policy numbers, or exactly what they're covered for. Upload your PDFs — or forward the email — and Rawa's AI extracts everything automatically: insurer, policy number, coverage details, premiums, and expiry dates. Get renewal reminders before policies lapse, spot coverage gaps, and know your trusted contact can find every active policy if they ever need to.
- Auto-extract from policy PDFs using AI — upload or email forward
- Track house, contents, vehicle, life, and health policies
- Renewal date alerts before policies expire
- Identify coverage gaps across your policies
- Visible to your trusted contact during emergency access
Insurance Policies
4 active · 1 renewing soon · example data
Annual total
NZ$9,070
House & Contents
AA Insurance · HH-48219
NZ$2,840/yr
Renews 15 Jun 2025
Vehicle — Toyota Hilux
RenewAMI Insurance · VM-72341
NZ$1,240/yr
Renews 8 Apr 2025
Life Insurance
Partners Life · LF-91027
NZ$3,100/yr
Renews 1 Dec 2025
Health Insurance
Southern Cross · HT-55678
NZ$1,890/yr
Renews 22 Sep 2025
Your daily financial command centre.
Beyond protection, Rawa is the dashboard you open every week to see how your money is growing. Connect your NZ banks, KiwiSaver, shares, and crypto in one place — updated daily, clearly visualised, always accurate.
Accounts & Banking
- Real-time balances via Akahu open finance
- ANZ, Westpac, American Express, and more
- Business / personal separation
- Full transaction history
Investments & KiwiSaver
- Sharesies portfolio tracking
- Simplicity & KiwiSaver funds
- Easy Crypto holdings via CSV import
- Performance charts with full history
Net Worth Tracking
- True net worth across every asset class
- Daily snapshots for historical tracking
- Wealth growth visualised over months and years
- Business and personal separated automatically
Everything you need. Nothing you don't.
Rawa is your everyday financial dashboard and your family's safety net — built specifically for New Zealand, powered by open banking.
Emergency Access
Designate a trusted contact who accepts the role via email. Once confirmed, they hold a private link — if something ever happens to you, they request access and it's automatically granted after a configurable waiting period.
e.g. Your partner has a private link. After 7 days they receive a full read-only view of your finances.
Zero Knowledge Vault
For information you need to store but never want anyone else to see — passwords, access codes, account credentials, PINs. Encrypted in your browser with AES-256 before upload. We store only ciphertext. Your passphrase never leaves your device.
e.g. Estate passwords, safe combinations, and account credentials — encrypted, accessible only to you.
Insurance Policy Vault
Upload your policy PDFs and AI extracts all the details — insurer, policy number, coverage, premiums, and renewal dates. Track every policy in one place and get alerts before anything lapses.
e.g. House, contents, vehicle, and life policies — expiry dates tracked automatically.
Email Document Import
Forward any email with attachments to your unique Rawa address. Insurance schedules, bank statements, and policy documents are automatically extracted, classified, and saved to your vault — no manual uploads needed.
e.g. Forward your renewal email from AA Insurance — policy details appear in your vault automatically.
NZ Bank Aggregation
Connect ANZ, Westpac, American Express and more through the Akahu open finance API. Real-time balances and transaction history — across every account — in a single dashboard, updated daily.
e.g. See all your accounts, balances, and recent transactions — one dashboard, updated daily.
Investment Portfolio
Track Sharesies, Simplicity, and your KiwiSaver alongside bank accounts. Full portfolio value, performance over time, and a complete net worth calculation in a single chart.
e.g. NZ$142,400 across KiwiSaver, shares, and savings — updated daily.
Performance History
Daily snapshots build your wealth history automatically. See exactly how your net worth has changed — by week, month, or year — across every asset class, with no manual data entry.
e.g. Net worth up 14% this year — visualised across every asset class.
Business / Personal Split
Separate business accounts from personal finances with a single toggle. GST-liable assets are excluded from your personal net worth automatically — correct figures for both views, always.
e.g. Personal net worth excludes GST-liable business assets automatically.
Works with your NZ financial institutions
Bank connections powered by Akahu — New Zealand's open finance API
Simple, transparent pricing
Every account includes a 30-day free trial with live bank feeds. Upgrade anytime — or stay free with manual tracking. All prices exclude GST.
Starter
Manual tracking with a 30-day live bank feed trial.
Free
No credit card needed
- 30 days free automated bank & investment sync
- Unlimited manual assets & CSV imports
- Up to 10 documents
- Up to 3 insurance policies
- Net worth dashboard & performance history
- Automated bank feeds (after trial)
- Business / personal separation
- Emergency access
Pro
Automated feeds and essential protection for individuals and families.
NZ$7.90/mo
or NZ$79/yr · excl. GST
- Unlimited automated bank & investment sync
- Business / personal separation toggle
- Up to 50 documents
- Up to 10 insurance policies
- Net worth dashboard & performance history
- Emergency access — 1 trusted contact (asset list & contacts card)
- AI insurance gap analysis
- Email document automation
Plus
Full digital vault, AI insights, and complete legacy protection.
NZ$14.90/mo
or NZ$149/yr · excl. GST
- Everything in Pro
- Unlimited documents & insurance policies
- Full emergency access vault — up to 5 contacts with role-based access
- Inactivity-triggered automatic vault access
- AI-generated estate summary for executors
- AI insurance gap analysis
- Email document automation
- Planning module (coming soon)
Free plan requires no credit card. Paid plans billed via Stripe — cancel anytime from Settings.
Have a promo code? Enter it during signup to unlock Pro or Plus features without a card.
Start seeing your full financial picture today.
Join NZ families who use Rawa every day to track their money, manage their insurance, and make sure the people they love are protected. Free to get started — no credit card required.
- Connect your NZ banks, KiwiSaver, and investments in minutes
- Track your real net worth across every asset class
- Secure your insurance policies and important documents
- Set up emergency access for the people you love
Built for New Zealand
Rawa — wealth, resources, property (te reo Māori) — built for New Zealand families.
Starter
30-day live feed trial included
Free — no credit card needed
Pro
Automated feeds + basic emergency access
NZ$7.90/mo · excl. GST
Plus
Full vault + AI analysis + legacy protection
NZ$14.90/mo · excl. GST
Already have an account? Sign in